System	
  Reference	
   Document	
  5.1 	
   73	
  
Poor	
   2	
  sp	
  
Modest	
   1	
  gp	
  
Comfortable	
   2	
  gp	
  
Wealthy	
   4	
  gp	
  
Aristocratic	
   10	
  gp	
  minimum	
  
	
   Wretched.	
  You	
  live	
  in	
  inhumane	
  conditions.	
  With	
  
no	
  place	
  to	
  call	
  home,	
  you	
  shelter	
  wherever	
  you	
  can,	
  
sneaking	
  into	
  barns,	
  huddling	
  in	
  old	
  crates,	
  and	
  
relying	
  on	
  the	
  good	
  graces	
  of	
  people	
  better	
  off	
  than	
  
you.	
  A	
  wretched	
  lifestyle	
  presents	
  abundant	
  dangers.	
  
Violence,	
  disease,	
  and	
  hunger	
  follow	
  you	
  wherever	
  
you	
  go.	
  Other	
  wretched	
  people	
  covet	
  your	
  armor,	
  
weapons,	
  and	
  adventuring	
  gear,	
  which	
  represent	
  a	
  
fortune	
  by	
  their	
  standards.	
  You	
  are	
  beneath	
  the	
  
notice	
  of	
  most	
  people. 	
  
	
   Squalid.	
  You	
  live	
  in	
  a	
  leaky	
  stable,	
  a	
  mud -­‐‑floored	
  
hut	
  just	
  outside	
  town,	
  or	
  a	
  vermin -­‐‑infested	
  boarding	
  
house	
  in	
  the	
  worst	
  part	
  of	
  town.	
  You	
  have	
  shelter	
  
from	
  the	
  elements,	
  but	
  you	
  live	
  in	
  a	
  desperate	
  and	
  
often	
  violent	
  environment,	
  in	
  places	
  rife	
  with	
  disease,	
  
hunger,	
  and	
  misfortune.	
  You	
  are	
  beneath	
  t he	
  notice	
  
of	
  most	
  people,	
  and	
  you	
  have	
  few	
  legal	
  protections.	
  
Most	
  people	
  at	
  this	
  lifestyle	
  level	
  have	
  suffered	
  some	
  
terrible	
  setback.	
  They	
  might	
  be	
  disturbed,	
  marked	
  as	
  
exiles,	
  or	
  suffer	
  from	
  disease. 	
  
	
   Poor.	
  A	
  poor	
  lifestyle	
  means	
  going	
  without	
  the	
  
comforts	
  available	
  in	
  a	
  stable	
  community.	
  Simple	
  
food	
  and	
  lodgings,	
  threadbare	
  clothing,	
  and	
  
unpredictable	
  conditions	
  result	
  in	
  a	
  sufficient,	
  
though	
  probably	
  unpleasant,	
  experience.	
  Your	
  
accommodations	
  might	
  be	
  a	
  room	
  in	
  a	
  flophouse	
  or	
  
in	
  the	
  common	
  room	
  above	
  a 	
  tavern.	
  You	
  benefit	
  
from	
  some	
  legal	
  protections,	
  but	
  you	
  still	
  have	
  to	
  
contend	
  with	
  violence,	
  crime,	
  and	
  disease.	
  People	
  at	
  
this	
  lifestyle	
  level	
  tend	
  to	
  be	
  unskilled	
  laborers,	
  
costermongers,	
  peddlers,	
  thieves,	
  mercenaries,	
  and	
  
other	
  disreputable	
  types. 	
  
	
   Modest.	
  A	
  modest	
  lifestyle	
  keeps	
  you	
  out	
  of	
  the	
  
slums	
  and	
  ensures	
  that	
  you	
  can	
  maintain	
  your	
  
equipment.	
  You	
  live	
  in	
  an	
  older	
  part	
  of	
  town,	
  renting	
  
a	
  room	
  in	
  a	
  boarding	
  house,	
  inn,	
  or	
  temple.	
  You	
  don’t	
  
go	
  hungry	
  or	
  thirsty,	
  and	
  your	
  living	
  conditions	
  are	
  
clean,	
  if	
  simple.	
  Ordinary	
  people	
  living	
  modest	
  
lifestyles	
  include	
  soldiers	
  with	
  families,	
  laborers,	
  
students,	
  priests,	
  hedge	
  wizards,	
  and	
  the	
  like. 	
  
	
   Comfortable.	
  Choosing	
  a	
  comfortable	
  lifestyle	
  
means	
  that	
  you	
  can	
  afford	
  nicer	
  clothing	
  and	
  can	
  
easily	
  maintain	
  your	
  equipment.	
  You	
  live	
  in	
  a	
  small	
  
cottage	
  in	
  a	
  middle -­‐‑class	
  neighborhood	
  or	
  in	
  a	
  
private	
  room	
  at	
  a	
  fine	
  inn.	
  You	
  associate	
  with	
  
merchants,	
  skilled	
  tradespeople,	
  and	
  military	
  
officers.	
  
	
   Wealthy.	
  Choosing	
  a	
  wealthy	
  lifestyle	
  means	
  
living	
  a	
  life	
  of	
  luxury ,	
  though	
  you	
  might	
  not	
  have	
  
achieved	
  the	
  social	
  status	
  associated	
  with	
  the	
  old	
  
money	
  of	
  nobility	
  or	
  royalty.	
  You	
  live	
  a	
  lifestyle	
  
comparable	
  to	
  that	
  of	
  a	
  highly	
  successful	
  merchant,	
  a	
  
favored	
  servant	
  of	
  the	
  royalty,	
  or	
  the	
  owner	
  of	
  a	
  few	
  
small	
  businesses.	
   You	
  have	
  respectable	
  lodgings,	
  
usually	
  a	
  spacious	
  home	
  in	
  a	
  good	
  part	
  of	
  town	
  or	
  a	
  
comfortable	
  suite	
  at	
  a	
  fine	
  inn.	
  You	
  likely	
  have	
  a	
  
small	
  staff	
  of	
  servants. 	
  
	
   Aristocratic.	
  You	
  live	
  a	
  life	
  of	
  plenty	
  and	
  comfort.	
  
You	
  move	
  in	
  circles	
  populated	
  by	
  the	
  most	
   powerful	
  
people	
  in	
  the	
  community.	
  You	
  have	
  excellent	
  
lodgings,	
  perhaps	
  a	
  townhouse	
  in	
  the	
  nicest	
  part	
  of	
  
town	
  or	
  rooms	
  in	
  the	
  finest	
  inn.	
  You	
  dine	
  at	
  the	
  best	
  
restaurants,	
  retain	
  the	
  most	
  skilled	
  and	
  fashionable	
  
tailor,	
  and	
  have	
  servants	
  attending	
  to	
  your	
   every	
  
need.	
  You	
  receive	
  invitations	
  to	
  the	
  social	
  gatherings	
  
of	
  the	
  rich	
  and	
  powerful,	
  and	
  spend	
  evenings	
  in	
  the	
  
company	
  of	
  politicians,	
  guild	
  leaders,	
  high	
  priests,	
  
and	
  nobility.	
  You	
  must	
  also	
  contend	
  with	
  the	
  highest	
  
levels	
  of	
  deceit	
  and	
  treachery.	
  The	
  w ealthier	
  you	
  are,	
  
the	
  greater	
  the	
  chance	
  you	
  will	
  be	
  drawn	
  into	
  
political	
  intrigue	
  as	
  a	
  pawn	
  or	
  participant. 	
  
Self-Sufficiency 
The	
  expenses	
  and	
  lifestyles	
  described	
  here	
  assume	
  that	
  you	
  
are	
  spending	
  your	
  time	
  between	
  adventures	
  in	
  town,	
  availing	
  
yourself	
  of	
  whatever	
  services	
  you	
  can	
  afford —paying	
  for	
  food	
  
and	
  shelter,	
  paying	
  townspeople	
  to	
  sharpen	
  your	
  sword	
  and	
  
repair	
  your	
  armor,	
  and	
  so	
  on.	
  Some	
  characters,	
  though,	
  
might	
  prefer	
  to	
  spend	
  their	
  time	
  away	
  from	
  civilization,	
  
sustaining	
  themselves	
  in	
  the	
  wild	
  by 	
  hunting,	
  foraging,	
  and	
  
repairing	
  their	
  own	
  gear. 	
  
Maintaining	
  this	
  kind	
  of	
  lifestyle	
  doesn’t	
  require	
  you	
  to	
  
spend	
  any	
  coin,	
  but	
  it	
  is	
  time -­‐consuming.	
  If	
  you	
  spend	
  your	
  
time	
  between	
  adventures	
  practicing	
  a	
  profession,	
  you	
  can	
  
eke	
  out	
  the	
  equivalent	
  of	
  a	
  po or	
  lifestyle.	
  Proficiency	
  in	
  the	
  
Survival	
  skill	
  lets	
  you	
  live	
  at	
  the	
  equivalent	
  of	
  a	
  comfortable	
  
lifestyle.	
  
Food, Drink, and Lodging 
The	
  Food,	
  Drink,	
  and	
  Lodging	
  table	
  gives	
  prices	
  for	
  
individual	
  food	
  items	
  and	
  a	
  single	
  night’s	
  lodging.	
  
These	
  prices	
  are	
   included	
  in	
  your	
  total	
  lifestyle	
  
expenses.	
  
Food,	
  Drink,	
  and	
  Lodging	
  
Item	
   Cost	
  
Ale	
  
Gallon	
   2	
  sp	
  
Mug	
   4	
  cp	
  